One intelligent
card for every
account.
Connect your existing cards and bank accounts, set custom payment rules, and let Nexi automatically route every transaction exactly how you want.
Three steps to smarter payments.
Connect your accounts
Link your credit cards, debit cards, or bank accounts securely through our regulated infrastructure partners.
Set your rules
Create routing rules by percentage, merchant, or category. Decide exactly how each transaction gets split across your accounts.
Swipe one card
Use your single Nexi card everywhere. Every purchase is automatically routed and split according to your rules in real time.
Smart Payment Routing
Set percentage-based allocations across any combination of cards and accounts. Route by merchant, category, or amount. Nexi splits every transaction automatically.
Send & Receive Instantly
Move money to anyone in seconds using their username, phone number, or QR code. Split bills, share payments, and settle up instantly.
Subscriptions & Security Controls
Generate virtual cards for every subscription. Lock merchants, set spending limits, and create disposable cards for one-time purchases. Total control over every dollar.
Financial Optimization
Nexi quietly maximizes your rewards, keeps credit utilization healthy, and alerts you to better routing opportunities. No spreadsheets. No guesswork.
Powered by regulated financial partners.
Nexi owns the experience, the routing logic, and the automation layer. Licensed financial infrastructure partners handle the regulated banking and payment rails.
Card Issuance
Physical and virtual cards issued through licensed banking partners.
Account Linking
Secure, tokenized connections to your existing accounts via trusted aggregators.
Payment Rails
Transactions processed through PCI-compliant payment infrastructure providers.
Compliance
Regulatory compliance managed through BaaS partners with active banking licenses.
Where Nexi is going.
We're building Nexi in phases. Here's what's launching first and what's coming next.